Creditors Comprehensive Single Interest Insurance (also known as Vendors Single Interest or Blanket VSI) provides creditors with either Named Peril or All Risk physical damage in the event that the debtor is not carrying contractually required hazard insurance naming the creditor as loss payee. Blanket VSI require no continuous tracking for the debtor's acceptable physical damage insurance.

Coverage is extended on a blanket basis, insuring any portion of the creditor's in-force portfolio (Assumption Coverage) or new loan/lease originations. Blanket VSI coverage is normally extended for annual periods of coverage. However, term of loan/lease coverage (also known as Continuation Coverage or Extension to Maturity) is available in certain instances.

Blanket VSI coverage is normally written on a single interest basis (i.e. repossession is required to make a claim). However, dual interest coverage (i.e. repossession not required to make a claim) is available in certain instances. Blanket VSI rates may be structured on either a Monthly Outstanding Balance, Per Vehicle (Item of collateral), or flat annual premium basis.

Blanket VSI is available on an admitted basis in all states for all types of collateral, including: automobiles, pick-up, sport utility vehicles, trucks, semis, trailers, motor homes, recreational vehicles, commercial and heavy equipment, farm equipment and mobile homes.